New Retirement Contribution Limits for 2023

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Happy Holidays!

Just wanted to take a moment to wish you a safe, happy, and beautiful Holiday season. May your celebrations include those you love, good times, and great memories.

Medicare Open Enrollment Closes December 7

Medicare’s annual open enrollment period, allowing recipients to make changes to their coverage for 2023, ends Wednesday, December 7, 2022.The Advantage Plans, known as Medicare Part D, are the prescription drug plans that make...

Happy Thanksgiving 2022

The warmth of the holiday meal beckons. Thanksgiving is a time for gathering with loved ones and observing gratitude.So, as you gather around the table, look around and give thanks for the family and friends surrounding you. Give...

Three Things To Know About Recessions | Weekly Market Commentary

Three Things to Know About Recessions | Weekly Market Commentary | October 24, 2022With more people talking about the possibility of a recession, LPL Research discusses three things we know about historical recessions. READ MORE The...

Where Will Housing Go From Here? | Weekly Market Commentary

Where Will Housing Go From Here? | Weekly Market Commentary | August 22, 2022LPL Research discusses why the housing slowdown might not be over yet. READ MORE The information contained in this e-mail message is being transmitted to and...

Don't go it alone.

When markets cycle lower like they have been lately, perspective is critical. If you’re not connected to someone with experience, it can be easy to miss the big picture.If you zoom out a bit in history, most investors haven't...

Start of a New Bull Market? | Weekly Market Commentary

Start of a New Bull Market? | Weekly Market Commentary | August 15, 2022LPL Research explains why they believe the odds have risen that a new bull market has begun. READ MORE The information contained in this e-mail message is being...

Case for Recession Weakens| Weekly Market Commentary

Case for Recession Weakens | Weekly Market Commentary | August 8, 2022LPL Research discusses changing recession prospects and what that might mean for stocks. READ MORE The information contained in this e-mail message is being...

What a Week | Weekly Market Commentary

What a Week | Weekly Market Commentary | August 1, 2022Last week was a big week for the market, and LPL Research discusses what it could mean moving forward. READ MORE The information contained in this e-mail message is being...

Three Factors That Could Change the Course of Inflation | Weekly Market Commentary

Three Factors That Could Change the Course of Inflation| Weekly Market Commentary | July 25, 2022LPL Research discusses several factors that could shift the course of inflation. READ MORE The information contained in this e-mail...

Managing Volatility | Weekly Market Commentary

Managing Volatility | Weekly Market Commentary | July 18, 2022LPL Research discusses several factors causing volatility and what may lie ahead in 2022. READ MORE The information contained in this e-mail message is being transmitted to...

Congratulations Bill! Five Star Wealth Manager Award 2022!

Bill Saplicki has been awarded the 2022 Five Star Wealth Manager Award!(Awarded 2018, 2019, 2020, 2021 & 2022)We invite you to read Bill's Five Star Congratulations Letter and Five Star Premium Profile Below.Thank you for your...

Constructive, Not Complacent | Weekly Market Commentary

Constructive, Not Complacent | Weekly Market Commentary | July 5, 2022LPL Research explains why they remain constructive on equities for the second half, but not complacent. READ MORE The information contained in this e-mail message is...

Relief at the Pump and for Portfolios? | Weekly Market Commentary

Relief at the Pump and for Portfolios? | Weekly Market Commentary | June 27, 20222022 has been a rough year for the U.S. consumer, but LPL Research shares some potential signs that energy trends could be changing. READ MORE The...

Bear Market Question and Answer | Weekly Market Commentary

Bear Market Question and Answer | Weekly Market Commentary | June 21, 2022LPL Research discusses the bear market and the trends of the stock market after a bear market. READ MORE The information contained in this e-mail message is...

2022 Contribution Limits

April Is Financial Literacy Month

Weekly Market Insights: Volatile Week Ends On Rebound

January Is Financial Wellness Month

Traditional Vs. Trade School?

IF YOU’RE LIKE ONE OF MORE THAN 16 MILLION HIGH SCHOOL GRADUATES, YOU’LL ENROLL IN A TRADITIONAL COLLEGE AFTER RECEIVING YOUR DIPLOMA, A TRENDING PATH (AT LEAST BEFORE COVID-19) FOR LATE TEENS. Indeed, over the past two...

Tempted to Tap Your 401(k)? Ask These Questions First.

Early withdrawals from retirement accounts are not only costly, they can disrupt your financial future. Think about the long-term consequences before you tap your 401(k) for an emergency expense. Your 401(k) account is designed to help...

Planning for College

The cost of college continues to escalate. If you have children or teens, develop a savings plan to help support their education. For most Americans, college is expensive (so much so that for those with young children, imagining the...

Building Money Mindfulness

Building Money Mindfulness There are practical steps you can take to strengthen your financial health. With a new year just underway, it’s the perfect time to take steps to shore up your financial stability. There are afew key...

Insurance Needs Assessment: For Empty Nesters and Retirees

INSURANCE NEEDS ASSESSMENT: FOR EMPTY NESTERS AND RETIREES With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very likely be at the height of your...

Insurance Needs Assessment: Married With Children

INSURANCE NEEDS ASSESSMENT: MARRIED WITH CHILDREN A growing family, by definition, means growing financial obligations — both in the present and in the future. Raising children can increase your insurance needs and heightens the...

Insurance Needs Assessment: When You're Newly Married

INSURANCE NEEDS ASSESSMENT: WHEN YOU'RE NEWLY MARRIED Marriage changes everything, including insurance needs. Newly married couples should consider a comprehensive review of their current individual insurance coverage to determine if...

Insurance Needs Assessment: When You're Young and Single

INSURANCE NEEDS ASSESSMENT: WHEN YOU'RE YOUNG AND SINGLE The transition to adulthood is an exciting new stage that marks true independence. You may have graduated from college, taken your first job, and even rented your first apartment...

Tax Filing Season Is a Little Later This Year

Recently, the Internal Revenue Service (IRS) announced that tax season will start a little later than usual. This year the IRS will begin accepting and processing 2020 tax returns on Friday, February 12, 2021.1In light of the December...

"Dirty Dozen" Tax Scams To Watch For

TAXREAD TIME: 3 MIN “DIRTY DOZEN” TAX SCAMS TO WATCH FOR Every year the Internal Revenue Service (IRS) releases its list of tax scams, spotlighting the myriad ways that people try to separate you from your money.¹ The...

How To Appeal Your Property Taxes

TAXREAD TIME: 3 MIN HOW TO APPEAL YOUR PROPERTY TAXES Between 30 percent and 60 percent of taxable property has an inflated assessment, which may lead to higher property tax bills. Moreover, typically fewer than 5 percent of taxpayers...

Roth Conversion in 2020 - Is It Right For You?

The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to new possibilities. Businesses are changing...

What's driving current market behavior?

In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...